"Problem recognition" is what Cigna appears to be going through, as the company's stock continues to fall and analysts predict that a turnaround may take longer than originally hoped. "The company is still getting to the bottom of how bad the problems really are, and we remain unsure as to when that bottom will be reached," Matthew Borsch, an analyst with Goldman Sachs, tells the Hartford Courant.... Draconian measures are being taken by some companies who wish to reduce health care expenditures. The Wall Street Journal reports that many businesses are firing employees with disabilities to reduce costs. These workers could be considered casualties of mergers. For instance, the paper reports that Polaroid last July fired 180 disabled employees, terminating their health insurance in the process, as the company prepared to sell assets to Bank One.